NFU Mutual

NFU Mutual
Tiddington Road
Stratford-upon-Avon
CV37 7BJ
Great Britain and Northern Ireland
Telephone+44 1543 888545
About us
At NFU Mutual, we’re committed to offering high quality insurance solutions, risk management advice and first-class personal service. We understand the unique risks and challenges different businesses face – from accidental injury to employees, workers and the public, or damage to property, tools and the environment. That's why you can rely on us to protect you against these risks.
As the owner of a small or medium motor trade enterprise, you’ve worked hard to build your business and your reputation. That's why we'll work with you to understand your businesses unique risks and challenges, helping you to keep things running smoothly and giving you the confidence to thrive.
And with a network of over 280 local businesses located in towns and villages throughout the UK, we’re closer to you, closer to your business, closer to what matters.
Our product groups
Keywords
- Motor Trade Insurance
- Insurance
- Manufacturer Insurance
- Risk Management
- Specialist Insurance
Our Products

Motor Trade Insurance
Our Motor Trade Select Insurance policy provides cover suited to a variety of motor trades – from garages and MOT test centres to vehicle dealers and independent car dealers.
What we can cover for you:
- Employers' Liability - up to £10 million
- Public and Product Liability - up to £2.5 million, with higher limits available
- Property
- Commercial Legal Expenses (administered by ARAG UK) - up to £250,000
- Business Interruption
- Money and Malicious Attack - up to £5,000
- Engineering Insurance
- Engineering Inspection Services provided by Vulcan Inspection Services
- Environmental Liability
- Business Travel
- Group Personal Accident
- Road Risks.
This is not an exhaustive list, and more information on additional covers you can choose can be found on our website.

Risk Management Services
Ensuring you have the right health and safety procedures in place in your business, and keeping them up to date, can be complex and time-consuming.
Our team of health and safety professionals visit businesses to provide guidance on what steps they need to take to reduce risks and comply with health and safety legislation.
We’re experienced at working with companies in a variety of sectors, from motor trade to manufacturing. We can explain your responsibilities under the law and provide tailored recommendations to help improve safety and future-proof your business.
Risk Management Services are provided by NFU Mutual Risk Management Services Limited and are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Manufacturer & Wholesaler Insurance
With our Manufacturing and Wholesaler Insurance policy, you can protect yourself, your employees, and your business assets.
Our policy includes standard covers suited to manufacturers and wholesalers, but it’s also flexible so you can choose optional covers to meet your business needs now and in the future.
We cover as standard:
- Contents and Stock
- Money and Malicious Attack - up to £5,000
- Business Interruption - up to £3 million
- Goods in Transit - up to £10,000
- Employers’ Liability - up to £10 million
- Environmental Liability - up to £1 million
- Public and Product Liability - up to £2.5 million, with higher limits available.
This is not an exhaustive list, and more information on additional covers you can choose can be found on our website.